It's that time again - the end of another year! Likely you are thinking about some saving or investment goals for the new year. Not sure what the best route to take is? Do you have some debt you want to organize and have a solid plan to pay off? It can be overwhelming to figure out what all your options are and what financial institutions or products will be best for you. Today I sit down with Tom Gaymer of Freedon 55 Financial to find out how a financial broker can help make this process easier and help you make your goals a reality.
Here is the Transcript of the video:
BRENDAN - Hey there, this is Brendan Stoneman with RE/MAX Kelowna and I'm talking to financial advisor Tom Gaymer. So having a well rounded financial plan, I think most people would agree, would consist of having a mix of different types of financial tools in your toolkit, so I'm curious to see what you do when a client sits down with you to build their overall financial plan, how do you assess what they need and decide where to go with it?
TOM - Sure, so sometimes when a client comes in it might be for one specific thing, so we might deal with that one particular element. Sometimes they might do that at various different times which then builds a financial plan, sometimes someone might come in and they just want a full financial plan. We're gonna sit down and we're gonna analyze each area for itself, but also look at how each one compliments each other and how that builds a perfect thing.
BRENDAN - So if you're looking at, pulling from a variety of different products, does it make more sense to reach out and talk to this guy for that thing and this guy for that thing, or how do you, or have it all under one roof; how do you feel about that?
TOM - Sure, so there are various different takes on that. Sometimes its rare that you're gonna find one financial institution that is gonna have the best product in every area, but potentially you can come to one person, like a broker like myself, and then I can actually go out to the different places on your behalf and get the best products and bring them in one place.
BRENDAN - Okay.
TOM - As we're in, obviously, wine country in the Okanagan, I'd look at it like this. A wine is made of a variety of different flavors and different components.
BRENDAN - Right, yeah.
TOM - Yeah. Its the wine maker's job to bring all of those components together, let them ferment over time, and then they're gonna create an amazing bottle of wine.
BRENDAN - That's great.For great Financial Planning advice contact Tom at firstname.lastname@example.org or call him at 250-763-1114 ext. 4244.